Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn? We’re here to help. We are mortgage advisers and we can help you navigate the self-employed mortgage market and any of the challenges you may face. What is [...]
Stay ahead of the affordability curve With high interest rates and the rising cost of living, getting a mortgage can feel daunting. The good news is that there are practical steps you can take to make yourself more attractive to lenders. Follow these four essential tips to boost your chances. How do lenders decide whether [...]
Every four years, the World Cup reminds us how quickly fortunes can change. One moment a team is flying high, the next a single injury or unexpected setback can alter everything. Financially, life works in a similar way. Many people focus on building their future - buying a home, supporting a family or creating financial [...]
The King’s Speech is one of the most important moments in the political calendar. While delivered by the King, it is written by the Government and sets out the laws and priorities ministers plan to focus on over the coming parliamentary year. For many people, these announcements can feel distant from everyday life. But the [...]
Any first-time buyer trying to save up for a deposit to purchase their first home may feel daunted by how expensive the housing market is. There is no doubt that it is much more difficult to get your foot onto the property ladder than ever before. In 2023, House Buyer Bureau reported that house prices [...]
Why is it harder for first-time buyers to buy in 2026? For first-time buyers in 2026, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today)[1] compared to an average of £53,424 in 2024[2]. A [...]
With mortgage rates shifting in response to global events, the Chancellor has asked the UK’s biggest lenders to step up support for borrowers. As part of this, lenders will soon be contacting 1.6 million customers whose fixed‑rate deals are ending this year to outline the help available. While this is welcome news, it’s [...]
For the majority of homeowners, the end of a fixed-rate mortgage deal is already a moment that requires careful financial planning. But when global events begin to create uncertainty in financial markets, the question of when and how to remortgage can feel even more complex. Recent tensions in the Middle East have added another layer [...]
Global events can often feel distant and disconnected from everyday financial decisions, but the reality is that the two are closely linked. The recent escalation of tension in the Middle East has raised fresh questions in financial markets about inflation, energy prices and the path of interest rates. For those people currently applying for a [...]