Why is it harder for first-time buyers to buy in 2026? For first-time buyers in 2026, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today)[1] compared to an average of £53,424 in 2024[2]. A [...]
With mortgage rates shifting in response to global events, the Chancellor has asked the UK’s biggest lenders to step up support for borrowers. As part of this, lenders will soon be contacting 1.6 million customers whose fixed‑rate deals are ending this year to outline the help available. While this is welcome news, it’s [...]