A New Year preview of the mortgage market
As we leave the year behind and move into 2026, the mortgage market stands at an important turning point. After two years of shifting interest rates, fluctuating buyer sentiment and ongoing cost pressures, many households are now prioritising stability. The year ahead is set to bring fresh opportunities, along with a few uncertainties, and understanding [...]Should I consider private medical insurance?
Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for the worst? A [...]Why is it harder for first-time buyers to buy in 2025?
For first-time buyers in 2025, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today) compared to an average of £53,424 in 2024. A recent report by Skipton found that just one in [...]10 Things Landlords Need to Know About the Renters’ Rights Act
The Renters’ Rights Act officially became law on 27 October 2025, bringing the biggest shake-up to the private rented sector (PRS) in decades. Whether you own one property or manage a portfolio, these changes will affect how you operate—and now is the time to prepare. Here’s a practical overview of what you need to know—and […]