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Lilac Financial

The World is Changing – So Should Your Insurance

The world is changing rapidly in a way that nobody could ever have expected, meaning your personal and financial circumstances are likely to have changed. It is important to regularly review all aspects of your finances and that includes reviewing your protection insurance, to make sure your policy provides adequate cover for your changing needs. [...]
Lilac Financial

Mortgage Affordability in a Post-COVID World

Back in March, the Bank of England slashed interest rates to an all-time low of 0.1%, in a bid to alleviate the severe economic pressure caused by coronavirus. As the base rate cut fed through to mortgage rates and with the continuing pressure of a closed mortgage market, lenders responded by withdrawing mortgage offers, increasing [...]

Look Beyond the Price of Your Protection Policy

Most of us celebrate the start of life and pay tribute to the end of life, but are we placing enough importance on everything in between?   If we’re lucky we’ll enjoy certain life events like finding a lifelong partner, marriage / civil partnership, having children, enjoying a career, and ultimately retiring. But how many of [...]

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