Tag: credit score

What you need to know about credit checks before borrowing money

The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a third of Brits had never looked at their credit report. The good [...]

How Improving Your Credit Score

Credit scores can affect anything from financing to phone contracts and loans. Most importantly, the better your credit score, the higher your chance of being offered a good deal for your mortgage, opening the door to significant savings. Lilac Financial can help you to understand your money, giving you valuable insights into becoming more financially [...]

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