Archives: Protections

Relevant Life Plan

A Relevant Life Plan is a death-in-service benefit taken out by a company on behalf of an employee. This type of policy pays a lump sum if the employee dies during the term of their employment. More often than not, a Relevant Life Plan also provides a payout if the employee is diagnosed with a [...]

Partnership Protection

The Value of Protecting Your Partnership One of the great risks of a business partnership is that one of your colleagues may die, with his or her share of the business passing to someone else. That person may have little interest in the business or - at worst - may be hostile to your objectives. [...]

Key Person Insurance

Key person insurance is an important form of business insurance. There is no legal definition for "key person insurance". In general, it can be described as an insurance policy taken out by a small or medium sized business to protect that business from potential financial losses that could arise from the death or extended incapacity [...]

Shareholder Protection

For many business owners, running a company is a time-consuming and complex affair. Attention is rarely paid to what might happen if a shareholder dies, or becomes seriously ill. In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal [...]

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die. Although money can’t replace a loved one, it can help those left behind to weather the financial storm. For example, it could pay off the mortgage or provide an income to help cover regular household [...]

Income & Accident Protection

Accident Protection By predicting the future, we could plan ahead and make life a little bit easier. Unfortunately, we all know life isn’t like that. Whilst you can try to reduce the chance of being involved in an accident, there is no way of eliminating the risk entirely. What would you and your family do [...]

Home and Contents Insurance

Your home is more than just bricks and mortar. It's the result of years of hard work; a place where memories are created, and a home for valued and treasured possessions. Making sure you have the right insurance for your home could provide real peace of mind. Choosing a Home Insurance Policy Every household is [...]

Critical Illness Insurance

Critical Illness Insurance pays out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants. This list will vary depending on the insurer, as will the exclusions for making a claim. Critical Illness Insurance often comes as an optional addition [...]

Ready to get started ?

Speak to a specialist at (0153 635 7806)