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Getting Mortgage Ready

Whether you’re a first-time buyer, a second-stepper or further up the housing ladder, buying a home is always a big move and can feel a bit like a roller coaster ride at the best of times. With 60% of buyers reporting being put off moving because they find the idea overwhelming, here are some tips that [...]

End of the Tax Year Checklist

End of the tax year checklist Make more of your money with your adviser, before the end of the 2021/2022 tax year on 5 April 2022. As the end of the tax year approaches, there’s still time to take advantage of your annual tax-free allowances if you’ve not already done so. This is one of [...]

March Newsletter

Investing for children

Lilac Financial Newsletter

Cities start to attract property buyers again

By Kevin Peachey Personal finance correspondent, BBC News Published 24 December 2021 Prospective property buyers have returned to cities, with flats the most highly in demand during the autumn, according to property portal Rightmove. The UK housing market was relatively immune to the economic effects of Covid, with demand and price rises remaining high throughout [...]

Managing your money

Lilac Financial Newsletter

A third of first-time buyers accepted for mortgage on first try

Written by: Anna Sagar 13/12/2021 Just over a third (35%) of first-time buyers are accepted for a mortgage on their first try, down from about half (48%) in March last year before the pandemic. According to Aldermore’s first-time buyer index, a survey of 2,015 prospective first-time buyers, about 45% of prospective first-time buyers were rejected [...]

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