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The pros and cons of downsizing

Downsizing could mean lower overheads as well as the extra cash from the sale of your home. But there are factors to consider before you make the decision. From reducing household bills to boosting retirement savings, there are plenty of reasons why people choose to downsize and move to a smaller property. It’s important to [...]

Could mortgage relief measures risk a financial shortfall later on?

New measures agreed by banks and building societies to help homeowners with their mortgage payments could be a financial risk as they face a higher total interest bill but a lower income in retirement. Lenders have been encouraged by Chancellor Jeremy Hunt to offer more flexibility to homeowners through a new ‘Mortgage Charter’ to support [...]

Little things can be Life-Changing

Healthy benefits included for you and your family? Now those are some little things that can make a big difference.  Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to [...]

Little things can be life changing

A little change you can make today can safeguard your biggest investment – your home. If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your […]

Investment Myths

In this blog, we'll debunk five misconceptions about investing. Understanding investments can be daunting, and there are several myths that are likely to put you off if you are new to investing. In this blog, we'll debunk five misconceptions about investing. By unravelling these myths, you'll gain a clearer perspective on how to navigate the [...]

New Mortgage Charter encourages lenders to provide you with more support

New Mortgage Charter encourages lenders to provide you with more support Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility if you are finding it difficult to make mortgage payments. Mortgage lenders, the FCA, the Government as well as organisations such as UK Finance and the Building Societies Association [...]

Is it better to gift a property or leave it in your will?

The pros and cons of both to give you an idea of the kind of things you’ll need to consider. Is it better to gift a property or leave it in your will? Before passing away, Maggie gifted her house worth more than £700,000 to her son Bruce but still remained living there, paying a [...]

Life after your Fixed Rate mortgage. Why plan ahead of your fixed rate ending?

The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you.  If you’re due to remortgage in the next year or so, take a look at our handy list of does [...]

Can your energy efficient home help save money on your mortgage?

Have you ever heard of a green mortgage? They’re steadily becoming a popular option for property owners, as many lenders are adding them to their portfolios. If you’re due to remortgage soon and you have an energy efficient home, it’s well worth considering them as a remortgage option. We explore what they are and how [...]

Busting remortgaging myths. Your circumstances have changed – will you be able to remortgage?

We all know life doesn’t stay the same. Our jobs, our relationships, our financial circumstances, they all evolve over time. So if our lives are constantly changing, why should our mortgage stay the same? Your life may have completely altered since you last remortgaged. You might be earning more or less than before, earning from [...]

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