Articles

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Is it better to gift a property or leave it in your will?

The pros and cons of both to give you an idea of the kind of things you’ll need to consider. Is it better to gift a property or leave it in your will? Before passing away, Maggie gifted her house worth more than £700,000 to her son Bruce but still remained living there, paying a [...]

Life after your Fixed Rate mortgage. Why plan ahead of your fixed rate ending?

The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you.  If you’re due to remortgage in the next year or so, take a look at our handy list of does [...]

Can your energy efficient home help save money on your mortgage?

Have you ever heard of a green mortgage? They’re steadily becoming a popular option for property owners, as many lenders are adding them to their portfolios. If you’re due to remortgage soon and you have an energy efficient home, it’s well worth considering them as a remortgage option. We explore what they are and how [...]

Busting remortgaging myths. Your circumstances have changed – will you be able to remortgage?

We all know life doesn’t stay the same. Our jobs, our relationships, our financial circumstances, they all evolve over time. So if our lives are constantly changing, why should our mortgage stay the same? Your life may have completely altered since you last remortgaged. You might be earning more or less than before, earning from [...]

Life after your Fixed Rate mortgage. What happens when your mortgage deal expires?

Life after your Fixed Rate mortgage. What happens when your mortgage deal expires? If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your options today. If you haven’t got a new deal in place when your fixed rate [...]

Newsletter-May

Why diversification is key when inflation rises

To stay ahead of rising costs and maintain your assets’ purchasing power, your portfolio needs to provide positive returns. Diversification can help you achieve this. What is diversification? Diversification is investment jargon for the well-known proverb: “don’t put all of your eggs in one basket”. While a well-diversified portfolio doesn’t give you guaranteed downside protection, [...]

It’s not all fixed rates

With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment will be for a set period, which helps with budgeting. Because of the way many lenders decide what rates to offer, we’re currently seeing tracker products priced a lot more competitively than fixed rate [...]

How financial advice adds more value to your life than you may realise

The cost of living crisis is causing many to re-evaluate the benefits of financial advice. Traditionally, the value of financial advice has been measured by monetary results of investment performance and returns. Today, the cost of living crisis is causing many to re-evaluate the benefits of financial advice. These days, financial planning is about more [...]

Newsletter-March 2023

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