The Renters’ Rights Act officially became law on 27 October 2025, bringing the biggest shake-up to the private rented sector (PRS) in decades. Whether you own one property or manage a portfolio, these changes will affect how you operate—and now is the time to prepare.
Here’s a practical overview of what you need to know—and we can help you prepare.
- It’s law—implementation is next
The Act is now official, but not everything will change overnight. Some measures will be introduced quickly, while others will be phased in. The key takeaway: don’t wait. Start reviewing your properties and processes now.
- Section 21 evictions abolished
You’ll no longer be able to evict tenants without a valid reason. Instead, you’ll need to use updated Section 8 grounds—such as rent arrears or selling the property. This could mean longer waits for possession – especially if court delays persist.
- Fixed-term tenancies replaced
Tenancies will become rolling and open-ended. Tenants can leave with two months’ notice, while landlords must follow formal procedures to end a tenancy. Student landlords may face particular challenges, with limited exemptions for HMOs and purpose-built accommodation.
- Rent increases restricted
You’ll only be able to raise rent once per year, with two months’ notice via a Section 13 notice. Tenants can challenge increases at tribunal. If you’re facing higher mortgage repayments, now’s the time to stress-test affordability and explore your options.
- Higher property standards required
The Decent Homes Standard will now apply to private rentals, requiring homes to be safe, warm, and free from serious hazards. Awaab’s Law adds strict timelines for repairs. If upgrades are needed, we can help you explore funding solutions.
- Mandatory registration and accountability
All landlords must register on a new national database and join an Ombudsman scheme. You’ll also need to follow new fairness rules—such as considering pet requests, avoiding discrimination, and advertising fixed prices. Landlords and agents will be required to publish an asking rent for their property, and it will be illegal to accept offers made above this rate.
- Stay informed and proactive
Even if some details are still being finalised, there are practical steps you can take now:
- Review your portfolio
- Inspect properties for hazards
- Update advertising and complaints processes
- Check that any agents you use are ready for the changes
- Funding the changes
Upgrades and compliance may come with costs. As financial advisers, we can help you explore:
- Refinancing options
- Further advances
- Multi-property mortgage solutions
These can help you unlock equity and invest in your properties without compromising cash flow.
- Think long-term
Beyond this Act, further reforms are coming—especially around energy efficiency and EPC standards. If you’re planning improvements, it may be cost-effective to tackle energy upgrades at the same time.
- Support is available
The Renters’ Rights Act introduces new responsibilities, but with the right advice and planning, you can stay compliant and protect your investments.
If you’d like help reviewing your portfolio or exploring funding options, please contact Lilac Financial on 015 3635 7806.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
MOST Buy to let mortgages are not regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/11/2025
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