Month: November 2025

Why is it harder for first-time buyers to buy in 2025?

For first-time buyers in 2025, the property market is in stark contrast to when previous generations bought their first homes.   The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today) compared to an average of £53,424 in 2024.   A recent report by Skipton found that just one in [...]

10 Things Landlords Need to Know About the Renters’ Rights Act

The Renters’ Rights Act officially became law on 27 October 2025, bringing the biggest shake-up to the private rented sector (PRS) in decades. Whether you own one property or manage a portfolio, these changes will affect how you operate—and now is the time to prepare. Here’s a practical overview of what you need to know—and […]

Could your mortgage payments be going down? Here’s what you need to know as your fixed rate ends

After a period of rising interest rates and higher monthly costs, there are signs the mortgage market is beginning to settle. For some homeowners, that could mean welcome news. Your monthly payments may actually go down when your fixed rate ends and you explore new, more favourable deals. If your deal is due to finish [...]

Ask your adviser – your top remortgage questions answered!

According to the Bank of England, 3.6 million mortgages are set to be renegotiated over the next three years, amounting to 41% of all outstanding home loans. If you are one of those set to review your options, it’s likely you’ll have plenty of questions and may not even know where to start. Not only [...]

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