Month: October 2025

Set for a rate reduction when you remortgage? How best can you use the money you save

For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down. That extra money in your pocket can be a welcome change, but the question is: [...]

How to get a mortgage: 4 ways to improve your affordability

Stay ahead of the affordability curve. High interest rates and the cost of living can make getting a mortgage seem daunting, but there are a few things you can do to make yourself more attractive to lenders. Boost your chances with our four essential tips. How do lenders decide whether to offer you a mortgage? [...]

Product transfer v remortgage: what’s right for you?

When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is the first step. And with expert advice, you can turn uncertainty into confidence. What [...]

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